CURATOR COMMENT-You need to add
icons after the card's cost in the 'Cost' section of the table (i.e. - "6
", not just "6")
-Fix all discrepancies in the card image to make it so that it matches your table (the "It says 6 on the image. That is an error." in your Cost section of the table needs to be removed while the image itself has to fixed - Sorry ^^;; )
If this is a shield, I imagine that Time users would have a very difficult time debating on whether to take a stall against creatures (halving damage) or practical PC immunity (Was your Eternity destroyed? It's okay! You have another one in your hand). Since Nightmare does counter the effect by filling up your hand with creatures, Darkness is the only element that can technically counter Insurance.
While the game is limited to certain spell cards with PC (Explosion and Quicksand), I'm thinking about all of the reusable effects, specifically Trident, Pulverizer, and Butterfly Effect - those cards would technically drain your quanta (except Trident, since you'd be getting pillars/towers anyway) if they keep targeting your more expensive permanents. I like the concept, but perhaps the name could be adjusted to make it sound less... 'financial'?
Good card idea nonetheless.
{Remember to submit this idea again for Curator evaluation once you're done fixing the above issues}